Home and renters insurance quotes
Protect your home, belongings and liability. Compare options with a licensed agent by phone.
What homeowners insurance usually covers
Dwelling
Helps pay to repair or rebuild the structure of your home after a covered loss such as fire or wind damage.
Other structures
Covers detached structures like a garage, shed or fence.
Personal property
Helps replace your belongings, such as furniture, clothing and electronics, if they're damaged or stolen.
Personal liability
Helps if someone is injured on your property or you accidentally damage someone else's property.
Additional living expenses
Helps with hotel and meal costs if a covered loss makes your home unlivable during repairs.
Standard home policies generally don't cover flood or earthquake damage. Ask an agent about separate coverage if you live in a higher-risk area.
Renters insurance
Your landlord's policy covers the building, not your belongings. Renters insurance helps protect your personal property and provides liability coverage, and some landlords require it as part of the lease.
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