/* Durrah Insurance Quotes — main stylesheet */
:root{
  --harbor:#12355B;      /* deep blue: headers, hero */
  --harbor-2:#0D2742;
  --sea:#1F6F78;         /* teal: links, accents */
  --pearl:#F5F7F9;       /* page background */
  --sheen:#E4EAF0;       /* borders, panels */
  --ink:#1B2430;         /* body text */
  --muted:#556170;
  --call:#F4B23E;        /* call buttons */
  --call-dark:#D9951C;
  --white:#fff;
  --radius-lg:22px; --radius-sm:8px;
  --max:1140px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;font-family:"Public Sans",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;font-size:17px;line-height:1.65;color:var(--ink);background:var(--pearl);padding-bottom:72px}
@media(min-width:900px){body{padding-bottom:0}}
h1,h2,h3{font-family:"Bricolage Grotesque","Public Sans",system-ui,sans-serif;line-height:1.15;color:var(--harbor);margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);font-weight:700}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem);font-weight:700}
h3{font-size:1.2rem;font-weight:600}
p{margin:0 0 1em;max-width:70ch}
a{color:var(--sea)}
a:hover{color:var(--harbor)}
:focus-visible{outline:3px solid var(--call);outline-offset:3px;border-radius:4px}
img{max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:0;background:var(--white);padding:10px 14px;z-index:100}
.skip:focus{left:10px;top:10px}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font-weight:700;text-decoration:none;border-radius:999px;padding:14px 26px;font-size:1.05rem;border:2px solid transparent;cursor:pointer;font-family:inherit;line-height:1.2}
.btn-call{background:var(--call);color:var(--harbor-2)}
.btn-call:hover{background:var(--call-dark);color:var(--harbor-2)}
.btn-ghost{border-color:currentColor;color:var(--white);background:transparent}
.btn-ghost:hover{color:var(--call)}
.btn-outline{border-color:var(--harbor);color:var(--harbor);background:transparent}
.btn-outline:hover{background:var(--harbor);color:var(--white)}
.btn svg{width:20px;height:20px;flex:none}

/* Top bar + header */
.topbar{background:var(--harbor-2);color:#C9D6E3;font-size:.9rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.topbar a{color:var(--white);font-weight:600;text-decoration:none}
header.site{background:var(--white);border-bottom:1px solid var(--sheen);position:sticky;top:0;z-index:50}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:74px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--harbor)}
.brand-mark{width:38px;height:38px;border-radius:50%;background:radial-gradient(circle at 35% 30%,#fff 0 18%,#DCE6EE 40%,#A9BDCD 100%);box-shadow:inset 0 0 0 2px var(--harbor)}
.brand-name{font-family:"Bricolage Grotesque",sans-serif;font-weight:700;font-size:1.25rem;line-height:1}
.brand-name small{display:block;font-family:"Public Sans",sans-serif;font-weight:500;font-size:.78rem;color:var(--muted);margin-top:3px}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;gap:4px}
nav.main a{display:block;padding:8px 12px;text-decoration:none;color:var(--ink);font-weight:500;border-radius:var(--radius-sm)}
nav.main a:hover,nav.main a[aria-current=page]{color:var(--harbor);background:var(--pearl)}
nav.main a[aria-current=page]{box-shadow:inset 0 -2px 0 var(--sea)}
.header-call{display:none}
.menu-toggle{display:inline-flex;background:none;border:2px solid var(--sheen);border-radius:var(--radius-sm);padding:8px 12px;font:inherit;font-weight:600;color:var(--harbor);cursor:pointer}
@media(max-width:1079px){
  nav.main{display:none;position:absolute;left:0;right:0;top:100%;background:var(--white);border-bottom:1px solid var(--sheen)}
  nav.main.open{display:block}
  nav.main ul{flex-direction:column;padding:10px 22px 18px}
}
@media(min-width:1080px){.menu-toggle{display:none}.header-call{display:inline-flex}}

/* Hero */
.hero{background:var(--harbor);color:#DCE6EF;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-180px;top:-160px;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle at 38% 32%,rgba(255,255,255,.16),rgba(255,255,255,.03) 60%,transparent 70%);pointer-events:none}
.hero .wrap{display:grid;gap:40px;padding-top:64px;padding-bottom:72px;position:relative;z-index:1}
@media(min-width:900px){.hero .wrap{grid-template-columns:1.25fr 1fr;align-items:center}}
.hero h1{color:var(--white)}
.hero p.lead{font-size:1.18rem;color:#DCE6EF}
.hero .actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:26px}
.callcard{background:var(--white);color:var(--ink);border-radius:var(--radius-lg);padding:30px 28px;box-shadow:0 18px 40px rgba(5,20,40,.28)}
.callcard h2{font-size:1.3rem;margin-bottom:.3em}
.callcard .number{display:block;font-family:"Bricolage Grotesque",sans-serif;font-weight:800;font-size:clamp(1.9rem,4.2vw,2.6rem);color:var(--harbor);text-decoration:none;letter-spacing:-.01em;margin:6px 0 14px}
.callcard .number:hover{color:var(--sea)}
.callcard ul{margin:0 0 18px;padding-left:20px;color:var(--muted)}
.callcard .btn{width:100%;justify-content:center}
.callcard .fine{font-size:.82rem;color:var(--muted);margin:14px 0 0}

/* Page header (inner pages) */
.page-head{background:var(--harbor);color:#DCE6EF}
.page-head .wrap{padding-top:48px;padding-bottom:48px}
.page-head h1{color:var(--white);font-size:clamp(1.9rem,4vw,2.8rem)}
.page-head p{font-size:1.1rem;margin:0}

/* Sections */
section.block{padding:72px 0}
section.block.alt{background:var(--white);border-top:1px solid var(--sheen);border-bottom:1px solid var(--sheen)}
.intro{max-width:720px;margin-bottom:34px}
.grid{display:grid;gap:22px}
@media(min-width:700px){.grid.two{grid-template-columns:1fr 1fr}.grid.three{grid-template-columns:repeat(3,1fr)}}
.panel{background:var(--white);border:1px solid var(--sheen);border-radius:14px;padding:26px}
.alt .panel{background:var(--pearl)}
.panel h3 a{color:inherit;text-decoration:none}
.panel h3 a:hover{color:var(--sea)}
.panel p:last-child{margin-bottom:0}
.steps{counter-reset:step;list-style:none;padding:0;margin:0;display:grid;gap:22px}
@media(min-width:800px){.steps{grid-template-columns:repeat(3,1fr)}}
.steps li{counter-increment:step;position:relative;padding:26px 24px 24px;background:var(--white);border:1px solid var(--sheen);border-radius:14px}
.steps li::before{content:counter(step);display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--harbor);color:var(--white);font-weight:700;margin-bottom:12px;font-family:"Bricolage Grotesque",sans-serif}
.checklist{list-style:none;padding:0;margin:0 0 1em}
.checklist li{padding-left:30px;position:relative;margin-bottom:.55em}
.checklist li::before{content:"";position:absolute;left:4px;top:.45em;width:12px;height:7px;border-left:3px solid var(--sea);border-bottom:3px solid var(--sea);transform:rotate(-45deg)}
.prose{max-width:780px}
.prose h2{margin-top:1.6em;font-size:1.55rem}
.prose h3{margin-top:1.3em}
.prose ul{padding-left:22px}
.prose li{margin-bottom:.4em}
.note{background:#EEF4F7;border-left:4px solid var(--sea);padding:16px 20px;border-radius:0 10px 10px 0;margin:1.2em 0}
.placeholder{background:#FFF3D6;padding:0 4px;border-radius:3px}

/* CTA band */
.cta-band{background:var(--sea);color:var(--white)}
.cta-band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px;padding-top:40px;padding-bottom:40px}
.cta-band h2{color:var(--white);margin:0 0 .2em;font-size:clamp(1.4rem,3vw,1.9rem)}
.cta-band p{margin:0;color:#DFF1F1}

/* FAQ */
details{background:var(--white);border:1px solid var(--sheen);border-radius:12px;margin-bottom:12px}
details summary{cursor:pointer;padding:18px 22px;font-weight:600;color:var(--harbor);list-style:none;display:flex;justify-content:space-between;gap:16px}
details summary::-webkit-details-marker{display:none}
details summary::after{content:"+";font-size:1.4rem;line-height:1;color:var(--sea)}
details[open] summary::after{content:"−"}
details .answer{padding:0 22px 18px}

/* Forms */
form.quote{display:grid;gap:16px}
@media(min-width:700px){form.quote .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}}
label{font-weight:600;display:block;margin-bottom:6px;color:var(--harbor)}
input,select,textarea{width:100%;font:inherit;padding:12px 14px;border:1.5px solid #C5D1DC;border-radius:var(--radius-sm);background:var(--white);color:var(--ink)}
input:focus,select:focus,textarea:focus{border-color:var(--sea);outline:2px solid rgba(31,111,120,.25)}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:.88rem;color:var(--muted);font-weight:400}
.consent input{width:20px;height:20px;margin-top:3px;flex:none}
.hp{position:absolute;left:-5000px}

/* Disclosure strip + footer */
.disclosure{font-size:.88rem;color:var(--muted);background:var(--white);border-top:1px solid var(--sheen)}
.disclosure .wrap{padding-top:24px;padding-bottom:24px}
.disclosure p{max-width:none}
footer.site{background:var(--harbor-2);color:#B9C8D6;font-size:.95rem}
footer.site .wrap{display:grid;gap:30px;padding-top:50px;padding-bottom:30px}
@media(min-width:800px){footer.site .wrap{grid-template-columns:1.4fr 1fr 1fr 1.2fr}}
footer.site h3{color:var(--white);font-size:1rem}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
footer.site a{color:#DCE6EF;text-decoration:none}
footer.site a:hover{color:var(--call);text-decoration:underline}
footer.site .footer-number{font-family:"Bricolage Grotesque",sans-serif;font-size:1.45rem;font-weight:700;color:var(--white)}
.copyright{border-top:1px solid rgba(255,255,255,.12);grid-column:1/-1;padding-top:20px;font-size:.85rem}

/* Sticky mobile call bar */
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:60;background:var(--white);border-top:1px solid var(--sheen);padding:10px 14px;box-shadow:0 -6px 18px rgba(5,20,40,.1)}
.callbar .btn{width:100%;justify-content:center;padding:14px}
@media(min-width:900px){.callbar{display:none}}
nav.main a,.btn,.brand-name small{white-space:nowrap}
@media(min-width:1080px){nav.main a{padding:8px 10px;font-size:.96rem}.header-call{padding:11px 18px;font-size:.98rem}}
@media(min-width:1080px) and (max-width:1220px){.header-call span{font-size:.92rem}nav.main a{padding:8px 7px}}
.illus{display:block;width:100%;height:auto;border-radius:14px;margin-bottom:16px}
.quote-wrap{align-items:start}
.form-panel{background:var(--white)!important;box-shadow:0 10px 30px rgba(5,20,40,.08)}
.form-panel .row>div{margin-bottom:0}
@media(max-width:699px){form.quote .row>div+div{margin-top:16px}}
@media(min-width:1080px){nav.main a{padding:8px 8px;font-size:.93rem}}
@media(min-width:1080px) and (max-width:1240px){nav.main a{padding:8px 5px;font-size:.88rem}.header-call{padding:10px 14px}}